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6 Stylish and Functional Beach Cover-ups for Older Ladies

You should pay attention to two things when buying a beach cover-up: coverage and comfort. Remember, your age doesn’t stop you from revealing what you are proud of. Therefore, choose what you feel will make you look trendy and stylish. Here are our favorites.
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Older woman in a long maxi dress walking on a boardwalk with her hand in a pocket
Older woman in a long maxi dress walking on a boardwalk with her hand in a pocket

You want to enjoy a day by the water, but you also want something to throw on over your swimsuit that you feel good in. This guide to beach cover-ups for older ladies covers six styles you can order online.

For each one, you will find who it suits and what to watch for, including coverage, fabric, fit and how to wash it. A good cover-up should be comfortable from the car to the water and still look nice at lunch.

La Blanca Collared Sweater Cover Up

  • Two color choices
  • The attached drawstring hood makes the cover-up a practical outfit for women looking for complete coverage.
  • The cozy, oversized, flowing design ensures the cover-up doesn’t always stick to your body.
  • The breathable fabric makes the outfit soft and lightweight.
  • The length of the cover-up may be slightly small for tall women

La Blanca is a well-known brand for women’s beach collections. The La Blanca Tunic Sweater Cover-Up is a practical cover-up and a stylish outfit you can happily wear in front of your friends.

Its knit cover-up gives you a feeling of a warm hug. The breathable fabric and its loose-fitting fabric ensure you feel comfortable wearing the cover-up to the beach. Its hood also protects you from the random showers in the afternoon or the cool breeze at night.

Older woman with grey hair putting on a hooded knit cover-up over a swimsuit in a beach house entryway
A light cover-up you can slip on over your swimsuit makes leaving the beach easy, so look for soft fabric and a loose, comfortable fit.

Poetsky Maxi Dress

  • Adjustable spaghetti straps let you control how much skin you expose.
  • Three colors: black, white and blue
  • Comes with pockets
  • Must be hand-washed

If you want a breezy dress that looks great at the beach and at dinner, the Elan Maxi Dress is worth a look. It’s a breezy beachwear dress with a deep V-back that looks good on anyone. Its long length offers complete coverage whether you are strolling the boardwalk or resting in your favorite beach chair.

Elan’s billowy frock style makes its dresses look elegant and stylish. This maxi dress has a deep V-back and spaghetti straps to balance the flowy bottom half.

The best part about this cover-up dress is that you can wear it anywhere. It doesn’t necessarily have to be at a beach party. In addition to the loose-fitting and comfortable fabric, this dress also has side pockets. You can use them to keep your phone while partying.

Older woman in a long maxi dress walking on a boardwalk with her hand in a pocket
A long, loose dress with a pocket covers you well and keeps your hands free, but plan to lift the hem a little near the surf.

Bsubseach Turkish Cold Shoulder Kaftan

If you want a cover-up that looks like a real dress and not a beach towel with sleeves, the Bsubseach Turkish Cold Shoulder Kaftan is worth a look.

It is a long, loose maxi dress with a V-neck, embroidery at the neckline, and cut-out shoulders. The fabric is not sheer, so you can walk from the sand to the snack bar without a second thought.

The fabric is soft and lightweight, and it is described as breathable and quick-drying. It is also easy to care for, which matters when it spends the week damp and sandy.

The fit is flowing and relaxed, in US sizes S through 3XL. The listed measurements are 66.14 inches for bust and waist, and 52.36 inches in length. Nothing clings, which is welcome when the weather is hot.

It works away from the water too. You can wear it as a maxi dress or for lounging, on a cruise, or at a resort.

One trade-off: it is a long, loose dress, so it covers a lot. If you want a short, fitted cover-up, this is not that. At 52 inches long, you will also want to lift the hem a bit when walking through the surf.

Long embroidered kaftan dress hanging on a hotel closet door with an open suitcase nearby
Hang a long, embroidered cover-up where you can see it when you pack, and check that the fabric isn’t sheer before you buy.

Supnier Swimsuit Beach Cover Up Tunic

If bright, busy clothes are not your style, that is fine. Wear what makes you feel like yourself, especially on vacation.

The Supnier Short Sleeve Cover Up Tunic is a good pick for a beach trip. It is made of 100% rayon, which is soft, breathable and light, so it keeps you cool on a hot day.

It has a loose fit with a V-neck, lace crochet detail and a flowy swing shape with an irregular hem. The loose cut is meant to suit women of all shapes, and it comes in plus sizes. The one shown here is navy blue.

It works over a swimsuit at the beach, the pool or a water park. It also works on its own as a casual shirt or a beach dress, with shorts or a swimsuit underneath. That makes it easy to pack, since one piece does a few jobs.

One thing to know: rayon wrinkles easily. The maker suggests washing it by hand, ironing it afterward and hanging it up to cut down on wrinkles. If you want something you can toss in the machine and forget, this is not the one.

It would be a nice thing to wear when you are playing games on the beach with friends. It is light and loose, so you can move freely.

Older woman hand-washing a navy tunic in a laundry room sink with an ironing board behind her
Many light fabrics need a few minutes at the sink and an iron afterward, so check the care label before you buy.

Breezy Lane Beach Cover Up Kaftan

  • Made of 100% viscose, a very lightweight and breathable fabric
  • One size fits most, 35.5 inches long and 41.5 inches wide
  • Floral print with kimono sleeves and side vents
  • Hand wash cold only, so it is not a toss-in-the-machine piece

The Breezy Lane Kaftan is a loose, open cover-up with a floral print. It slips over a swimsuit and gives you some shade and some coverage without feeling heavy.

The kimono sleeves and side vents let air move through, which helps on a hot day at the beach or beside the pool. The fabric is 100% viscose, which is light and breathable.

It is not just for the beach. The maker says you can wear it over jeans, a T-shirt, or a vest, or open over a dress as a light layer. That gives you more wear out of one piece.

Two things to know before you buy. It is one size meant to fit most, so if you like a close, tailored fit, the loose cut may feel like more fabric than you want. And it needs hand washing in cold water, so plan a few minutes at the sink after a day in sunscreen and salt water.

Older woman in a white button-down shirt dress at a seaside cafe table looking at a menu
A button-down dress takes you from the sand to lunch, but white can show water, so wear a swimsuit you like underneath.

Bsubseach Button-Down Swimsuit Coverup

Ladies, a cover-up should do two jobs. It should keep you comfortable at the beach, and it should look like something you would happily wear to lunch afterward.

The Bsubseach Women Swimsuit Coverup Shirt Dress is a button-down shirt dress with short sleeves, a lapel collar, a chest pocket and a curved hem. It slips on over your swimsuit and goes with you from the sand to the street.

The fabric is a soft, lightweight blend that is meant to breathe on hot days at the beach or poolside. That makes it a sensible pick for a cruise, a water park or an afternoon of beach games with friends.

You can also wear it as a shirt over shorts, skirts or pants, so it earns its place in the suitcase. Sizes run from XS to 3XL, which gives you room to choose the fit you like.

One thing to know: the one described here is white, and white can show water and sunscreen. If you want something that stays modest when it gets wet, a swimsuit underneath that you like is a good idea.

Wrapping Up

When buying a beach cover-up, you should pay attention to two things: coverage and comfort. Choose what makes you feel trendy and stylish.

Keep the above cover-ups in mind the next time you search for one. The La Blanca Tunic Sweater Cover-Up is undoubtedly one of the best in style and comfort. But the others are equally good. So, choose wisely.

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Scott Grant, Certified Senior Advisor®, SHSS®

Scott Grant, Certified Senior Advisor®, SHSS®

With over 20 years of experience and certifications as a Certified Senior Advisor (CSA)® and Senior Home Safety Specialist (SHSS)®, Scott Grant provides reliable recommendations to help seniors maintain independence through informed product and service choices for safe, comfortable living.

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